Affiliate disclosure

Referral Rewards Hub earns referral commissions from some of the brands listed on this site. When you click a referral link or use a referral code published here and subsequently open an account that meets the brand's referral terms, the brand may pay the site operator a commission. You pay nothing extra; in many cases the referral link unlocks a larger signup bonus for you than the brand's no-referral default.

What the disclosure means in practice

• Every brand page on this site carries an above-the-fold disclosure block linking to this page.
• The list of brands shown here is curated editorially. Brands cannot pay to be listed, ranked higher, or featured (see Editorial policy).
• Not every brand listed pays a commission. Some are included because they are useful to readers even when there is no economic benefit to the operator.
• The operator does not receive any payment from brands for the article copy itself. Drafts are written, edited, and published by the operator independently of any brand.

Legal basis (EU)

This disclosure is intended to satisfy the transparency requirements of the EU Unfair Commercial Practices Directive (2005/29/EC), the Spanish LSSI (Ley 34/2002) for readers in Spain, and equivalent consumer-protection rules across EU/EEA member states. Where a member state mandates a specific disclosure phrase (e.g. CNMV-aligned wording for financial services in Spain), the Spanish-language version of this page carries the locally required verbatim text.

For tax purposes the operator declares all referral income in Spain. The site does not provide investment, tax, or legal advice; every brand page is a description of a signup bonus, not a recommendation to invest.

Questions about the disclosure or a specific commission relationship? Email gabriel@mrfreire.net. The Spanish version of this page is available at Divulgación de afiliación.