How we make money

Trust requires that we explain the money trail completely. Referral Rewards Hub has exactly one revenue source and several explicit non-sources. This page covers both, plus what the user pays (nothing extra), how brands are chosen (editorially), and how mistakes are corrected.

Our revenue source

Referral commissions, paid by the brand, only when a reader actually opens an account and meets the bonus terms. When you click a referral link on this site, the destination brand attributes the signup to the operator's referral code. If the brand pays a referral bonus to the referrer (not all do), the operator receives that bonus. Commissions vary widely — some brands pay a flat EUR amount, others a small share of fees, others nothing at all.

What you pay

Nothing extra. Referral commissions are paid by the brand out of its own customer-acquisition budget. Using a referral link from this site does not raise the cost of any product, hide fees, or alter the bonus you receive — in many cases the referral link gives you a larger signup bonus than the public no-referral signup flow would.

How we choose brands

Editorially, full stop. Brands cannot pay to be listed, cannot pay to rank higher, and cannot pay to remove competitor listings. The inclusion and exclusion rules are documented on the Methodology page. Order on the homepage is grouped by region (EU-wide, Spain, Switzerland) and within a region by the operator's personal assessment of which brands a typical reader is most likely to be researching.

What we don't do

• No display advertising of any kind.
• No sponsored posts or sponsored sections.
• No "as featured in" affiliate ads from third parties.
• No newsletter ads — we don't run a newsletter.
• No selling reader data — we don't collect it (see Privacy).

Correction policy

Errors — wrong bonus amount, broken referral code, outdated eligibility rules — are corrected within seven days of a verifiable report. If the error materially affected a reader's decision, the page logs a correction note. Email gabriel@mrfreire.net with a screenshot or specific URL.

The full legal-style affiliate disclosure lives at Affiliate disclosure. Editorial standards are documented at Editorial policy.